Are you paying for “education” or a piece of paper?

college degree

How Important Is Your College Degree?

In today’s rapidly changing work environment, we have to be very clear on what really is required to get a job or start a business. Never borrow more than your anticipated income for one year for a college degree or any academic degree. And be confident that a valuable “education” comes in many forms.

Episode #690 November 15, 2019

Hi, this is Dan Miller – and yes you’re listening to the 48 Days Radio show – where each week we take 48 minutes to dive into real life questions about finding your passion, deciding what kind of life you want to live – and then finding or creating work that allows you to show up every day, excited to be able to do something that is meaningful, fulfilling – and profitable.  This is where normal, indecision and ambiguity come to die.  Welcome to the 48 Days Radio Show.


My daughter wants to go to Vanderbilt. Should I encourage her?

It depends on whether she needs to take out student loans (or you need to). Never borrow more than you can expect to make in one year for a college degree.

Check out this list of 20 tuition free colleges.

Remember that information is free.

All of the major companies have announced that they no longer require a college degree.

It’s more important to know what you do that has value.

How do I get around the growing popularity of AI interviews?

There are a whole lot of companies that are using video technology and artificial intelligence to screen candidates in order to pull the top candidates among thousands of applicants.

They ask questions like, “Tell me about yourself.” To answer, focus on your most recent employment and the skills you have to best meet the qualifications of the job.

They also ask things like: “What do you like to do when you’re not working? What are your weaknesses? Why did you leave your last position?”

If you’re wanting to get a job with a company that is using those methods to screen people, then there’s not really a way to get around that.

There are some creative things you can if you know what the company is, many of which I outline in 48 Days To the Work You Love.

Should I go into the military or start my own business?

If you would be good and enjoy being in the military, I’m not sure you would be good and enjoy owning your own business.

If you really have the entrepreneurial bug, I recommend you get a job with a company to learn and then decide what type of business you want to start.

You can be in full-time ministry and have your own business.

Find out more in my blog: How Can I Support Myself In Ministry?

How do you define personal development in the Wheel of Life?

You can get the Wheel of Life that she mentioned here.

  • Learning to play a musical instrument
  • Joining a mastermind
  • Reading great books
  • Join a book discussion group
  • Go to a professional conference or seminar

If you take the personality profile twice and get two different results does that mean your suited for two different careers?

The results of your profile should stay the same each time. There must have been something that impacted the results.

But remember that the DISC Personality Profile is just one small piece of the puzzle. Take other personality assessments as well.

Find out more about the Personality Profile here.

I would like to know some of your strategies to keeping focus and persevering when life gets rough or you are feeling overwhelmed/discouraged?

I watch what I allow into my mind. I protect the first two hours of the day to be sure that I input good, clean, positive information.

I did a podcast on The Ziglar Show recently with my son Kevin about changing our verbiage from “I have to” to “I get to.” Check it out here.

How do you stick to a goal when you keep getting defeated when trying to accomplish this goal? 

Look at the gain, not the gap. I purposely set very high goals.

How do you come up with longtime goals when you are not sure what you are currently doing is the right fit for you?

If we were meeting three years from today, what has to happen between now and then to make you feel good about your progress?

Get the goal setting workbook to set goals for 2020 and beyond.

I find myself in a position where sometimes I think I outgrow friends in aspirations. These are perfectly good people and we get along just fine, so is it ok to let go?

Yes it is okay to let some friendships go.

Questions to ask someone who is doing what you’d like to do:

  1. What do you know now you wish you’d known when you were just starting?
  2. Did you use a detailed business plan?
  3. To what do you attribute your success?
  4. Do you have a problem you’re trying to solve now?
  5. “What’s the most important lesson you ever learned?”
  6. “What is the legacy you want to leave?”
  7. “What’s your most important habit?”
  8. What’s exciting to you right now?
  9. How would you spend $10,000 to improve your business?
  10. What is the most important characteristic in your life that has helped you succeed?
  11. Where do you see yourself in ten years?
  12. What’s a motto or quotation that you live by?
  13. What support or encouragement can I offer to help you continue your success?


'Too much of what is called 'education' is little more than an expensive isolation from reality.” Thomas Sowell (professor at Stanford University)Click To Tweet


Click here to get perfect vision for 2020

By the time you’re listening to this, we’re past the ideal time to have your goals for 2020 in place. But go ahead and grab this workbook to get started now. If you don’t have your goals set for 2020, you will be helping someone else achieve theirs in the new year.

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